Daily Summary, January 27

Cryptocurrencies and Regulation:
* Russia: The National Association of Pawnshops has come forward with an initiative to accept cryptocurrencies and digital financial assets (DFA) as collateral.
* USA: The company Tether announced the launch of USA₮ — a federally regulated stablecoin, backed by US dollars and created in America.
* Analytics: According to CryptoQuant, the market capitalization of stablecoins is declining against the backdrop of some investors leaving the crypto market for growing precious metals.
* Opinion: Journalist Tucker Carlson believes that Bitcoin could potentially replace the dollar as the world’s reserve currency.

Blockchain and Market:
* Fees on the Ethereum network have reached their lowest level since May 2017.
* A user granted the AI agent Clawdbot access to his crypto portfolio with the task of earning money. As a result, the bot lost all the money ($1,000,000).
* The public was reminded what $100,000 invested a year ago in various assets (Bitcoin, gold, S&P 500, etc.) would have turned into.

Banks and Exchanges:
* About 60% of the largest US banks, according to analysts at River, are ready for the adoption of Bitcoin.
* The Coinbase exchange launched trading of futures on platinum and copper.

Technology and Incidents:
* AI: The American educational company Chegg, which for 20 years was engaged in homework help, faced strong competition from AI, which made its services less in demand.
* Cybersecurity: A large-scale data leak has been discovered, affecting 149 million users, including approximately 420,000 accounts of the Binance exchange.